Cardinal Care and Dependent Health Insurance for 2015-16

Vaden Health Center has announced Cardinal Care and the Student Dependent Health Insurance Plan rates for the 2015-16 academic year.

Cardinal Care will continue to be an annual plan. This means that acknowledgement of enrollment in the plan (or default enrollment in the absence of acknowledgement) OR waiver/exception in a student’s first registered quarter of the academic year, is a commitment that will extend through Aug. 31. For 2015-16, the cost of the annual plan, Sept. 1 through Aug. 31, will be $4,680, an 8.9 percent increase over the 2014-15 rate of $4,296.

A number of changes will occur to the 2015-16 Cardinal Care coverage design. The plan will continue to provide robust, comprehensive benefits (comparable to a ‘Platinum’ plan under CoveredCA) and in-network care at Stanford Medical Center, but some of the cost share (copays and deductibles) will increase as a means to mitigate a larger rise in “up-front” premium costs. Student input, gathered in workshops and captured through the 2014 Student Health Insurance Survey, was used in the planning process. Stanford is offering, for the first time, dental coverage as part of the Cardinal Care package of benefits. Diagnostic and preventive care and “basic” restorative services, up to $1,000 per year, will be offered through Delta Dental PPO providers.

Read the entire announcement at

For questions, contact Vaden’s Insurance and Referral Office at 650-723-2135 or